Social Class Warfare in America

The factors that determine social class vary widely from one society to another with different people or groups within society having very different ideas about what makes one "higher" or "lower" in the social hierarchy. A complete discussion of social class is beyond the scope of this article, and I want to focus on the most basic class distinction: that is, between the powerful and the powerless, and how the conflict is waged on the political, social, economic, and spiritual fronts.

Perhaps Manfred Davidmann summarized the struggle between the classes best...

"What we see all around us is conflict between authoritarian minds wishing to dominate, control and exploit on the one hand and, on the other hand, citizens wishing to maintain and improve the standard of living and quality of life for the population as a whole by democratic (grassroots level) decision-taking."

Throughout history, mankind has witnessed authoritarians who only want to dominate, control and exploit the population. Social classes with more power usually subordinate classes with less power, while attempting to cement their own power positions in society. The first such oppressor and mentor to those that have followed was Satan in the Garden of Eden. Some notable followers would include the Pharaoh of Egypt, numerous Roman Emperors, Louis XIV of France, Peter the Great, Joseph Stalin, and Adolph Hitler.

Sometimes it's not the individual tyrant but the system to which they are beholden to. In America, for example, there have been a long string of wanna-be oppressors in the past 100 years all obliged to the same corrupt system. Individuals such as Richard Nixon, Bill Clinton, and George Bush stand out among those who wish to dominate, control and exploit the citizens of America. While they have not yielded the power individually like a Pharaoh or Hitler, they have each acted to forward the cause of the ruling class to dominate, control and exploit.

Support for tyrants historically come from the growing class of business people and from the peasants who had no land or were in debt to the wealthy land owners.

Crony Capitalism
Federal ReserveOver the past 100 years in America, we have seen political cronyism spilling over into the business world creating self-serving friendships and family ties between businessmen and the government that have influenced the economy and society to the extent that it has corrupted public-serving economic and political ideals.

Perhaps the most dramatic example would be the alliance between banking trusts and the government in the late 19th and early 20th centuries, shifting economic power from the government to private banks and creating new buracracies to transfer the wealth of American citizens to the oligarchs through an income tax.

Another well known example in the United States would be the Interstate Commerce Commission, which was established in 1887 to regulate the railroad "robber barons;" instead, it quickly became controlled by the railroads, who set up a permit system that was used to deny access to new entrants and functionally legalized price fixing.

Today, success in business depends on those close relationships between businessmen and government officials and can be exhibited by favoritism in the distribution of legal permits, government grants, special tax breaks, and so forth.

For example, after the mad cow scare, Creekstone Farms decided to test all its cows for mad cow disease. It built the proper facilities and hired the personnel to make such a change only to have the U.S. Department of Agriculture issue an injunction that refused to allow Creekstone to buy the kits necessary to test. This allowed the larger beef producers to keep their costs low and effectively block Creekstone from competing in the lucrative Japanese export market.

Some even more recent examples include the "behind the scenes" negotiations that took place between corrupted government officials and banks in creating new bankruptcy laws making it harder for Americans to get a second chance and disqualfying Hurrican Katrina victims from filing for relief. It seems one of the concessions banks made to the U.S. government in exchange for laws protecting their assets was the credit card companies would no longer honor payments made by politically incorrect customers in the tobacco and gambling industries.

"Permit me to issue and control the money of a nation, and I care not who makes it's laws." - Mayer Anselm Rothschild

Banks and Financial Institutions
With the federal government bought and paid for by the banking cartel, we have witnessed some of the largest transfers of wealth from the middle class to the elite ruling upper class. Big money lobbying controls most political leaders and stops government from regulating usurious interest rates or stopping the rape of poor neighborhoods in which thousands of families are losing their homes through predatory mortgage, home-improvement and foreclosure scams.

"He also forced everyone, small and great, rich and poor, free and slave, to receive a mark of his right hand or on his forehead, so that no one could buy or sell unless he had the mark..." - Revelation 13:16-17

Credit card debt has soared in recent years, particularly among young people. In 2004, the average credit-card debt of US households was $9,300, up from $2,966 in 1990, according to research firm CardWeb.com - - that's 214% more debt. The major credit card companies target a younger audience, in particular college students, many of whom are already in debt with college tuition fees and college loans and who typically are less experienced at managing their own finances. A recent study by United College Marketing Services has shown that student credit lines have increased to over $6,000. Credit card usage has tripled since 2001 amongst teenagers as well. The 2006 documentary film titled Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lenders chronicles the abusive practices in the credit card industry while showing how banks and other creditors deliberately market to people who are more likely to have problems paying.

Because the fees banks charge it's credit card customers make up such a huge part of their profits, Providian, Bank One, Chase, and Citibank have all been found to "roll back" posting times to extract more late fees. The due dates were "rolled back" from 1pm to 10am because mail was delivered in the afternoon so due dates were actually rolled back to charge more late fees.

Universal default is another corrupt feature of many North American credit card contracts. When a cardholder is late paying a particular credit card issuer, not only can that card's interest rate can be raised, but universal default allows other card issuers to increase rates on their cards as well. Being late on one credit card will potentially affect all your credit cards. (Citibank voluntarily stopped this practice in March 2007 and Chase stopped the practice in November 2007.) Some of the nation's influential top credit card issuers, who are among the top fifty corporate contributors to political campaigns, have successfully opposed Congressional regulations outlawing the practice.

Secret History of the Credit Card

"What's in Your Wallet?"
Capital One VisaIn 1958, Bank of America launched its BankAmericard credit card and in 1965 began subscribing licensing agreements with other banks. In 1967, Master Charge was licensed by United California Bank (subsequently merged into Wells Fargo), and the Bank of California (subsequently merged into the Union Bank of California) as a competitor to the BankAmericard. With the help of New York's Marine Midland Bank, now HSBC Bank USA, these banks joined with the Interbank Card Association (ICA) to create "Master Charge: The Interbank Card".

Bank of America gave up control of the BankAmericard program in 1970 when various BankAmericard issuer banks took control of the program, creating National BankAmericard Inc. (NBI), an independent non-stock corporation which would be in charge of managing, promoting and developing the BankAmericard system within the United States.

By 1972, BankAmericard had spread to 15 countries, and in1974, IBANCO, a multinational member corporation, was founded to manage the international BankAmericard program. In 1976, the directors of IBANCO determined that bringing the various international networks together into a single network with a single name internationally would be in the best interests of the corporation; however in many countries, there was still reluctance to issue a card associated with Bank of America. For this reason, in 1977 BankAmericard, Chargex, Barclaycard, Carte Bleue, and all other licensees united under the new name, "Visa", which retained the distinctive blue, white and gold flag. NBI became Visa U.S.A., and IBANCO became Visa International. In 1979, "Master Charge: The Interbank Card" was renamed simply "MasterCard".

Credit cards are very profitable for banks. Critical to the success of these charge cards has been universal acceptance by merchants and influential advertising to consumers to use them instead of cash. MasterCard's current "Priceless" advertising campaign, furst run in 1997, is "There are some things money can't buy. For everything else, there's MasterCard."

Corrupt Banking System
This highly informative and easy to understand film covers just about everything that isn't taught in school regarding the corrupt banking system. It explains how these institutions get away with robbing the unsuspecting public by creating monetary policies designed to enslave society, while keeping the system in a perpetual state of rising debt.


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Declaration of Independence
The Preamble of the United States Declaration of Independence says,

We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.

That to secure these rights, Governments are instituted among Men, deriving their just powers from the consent of the governed, That whenever any Form of Government becomes destructive of these ends, it is the Right of the People to alter or to abolish it, and to institute new Government, laying its foundation on such principles and organizing its powers in such form, as to them shall seem most likely to effect their Safety and Happiness. Prudence, indeed, will dictate that Governments long established should not be changed for light and transient causes; and accordingly all experience hath shewn, that mankind are more disposed to suffer, while evils are sufferable, than to right themselves by abolishing the forms to which they are accustomed. But when a long train of abuses and usurpations, pursuing invariably the same Object evinces a design to reduce them under absolute Despotism, it is their right, it is their duty, to throw off such Government, and to provide new Guards for their future security.




This Jeremiah Project web site is my response to the situation in America today, a "famine in our land of hearing the words of the Lord" - Amos 8:11

In these pages we will look at the world today from a distinctively Christian worldview. I won't "tickle your ears" but rather proclaim the sometimes hard truth that America so desperately needs to hear.

Vic Bilson
Webmaster
Jeremiah Project


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